Bank of Mautuma
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When to buy a car
There are things in life that you would wish to have, quite a lot.
Human beings have been created to want things. Human beings will have wants that are both reachable and those that are out of their reach. Those that are out of their reach over time will be termed as desirables.
Owning a car is a desirable for most people. There are people that were born in well to do families and acquiring a car may not be a big deal to them. There are however others who grew up a normal life. A peaceful life in the village or middle class life in the city. Those that went to ordinary primary schools and attended ordinary secondary schools.
There exists a state of similarity immediately someone finishes secondary school education.
Most people especially boys will desire independence. They would want to break lose from family influence. They would want to make their own decisions and follow new adventures.
It does not matter whether someone comes from a well to do family or an ordinary family.
They'll all want to do new things, have more control on their life and just do things that will elicit a different vibe.
Owning a car is a dream and an aspiration that should be put in place this early. You can actually own a car almost immediately or as soon as you wish to.
You may have the car on loan, buy it on cash or upgrade one that lies idle within your environment.
The best alternative is buying one of your own with cash. This is however the most difficult way of acquiring a car. You have to work out yourself. You need money, lots of it. You can't be young and have money at the same time. Unless under special circumstances, which rarely occur anyway. There is no shortcut to life. You have to work hard to earn money. As much as you'll be working smart as some will argue, you'll still need time, resources, planning and a flawless, effective execution of set plans to have money.
Then you can buy a car.
You will be willing to work hard, correct. But there are conditions attached to your working hard. At 18 years, you're most likely to get an employment that earns you not more than ksh 15000/- per month. Assuming you broke lose from your family, your monthly expenditure will take half of your earnings.
In a nutshell, you can't buy a car with such a salary. You can only service a loan that will lead you to owning a car which will take an extremely long time, frustrate you and lastly throw you into a state of disarray and hopelessness.
So how shall we own cars?
Patience.
We need patience. Absolute patience. Patience to go through higher learning, technical or vocational training to earn skills which will enable us to earn sufficient income.
From the sufficient income earned after a 2-4 year education term followed by another 2-3 years of work experience, you'll be able to launch an investment or an enterprise that will propel you to buying your own car.
Remember, I haven't mentioned you buying a car from your salary, no. You'll buy it from a long-term investment or business that will give a sufficient cumulative profit.
If not, your financial reports will enable you secure a friendly loan and acquire a car.
We to take care of all the parties. There are those that will term secondary education as sufficient education.
They'll get some casha and begin an enterprise. The concentration accorded to such a kind of enterprise will be directly proportional to the effort accorded to a 2-3 year long education.
So by the time, you graduate out of college, who ever begun an investment this early will be in position to buy a car.
Bottom line, everything is possible. The only thing that is impossible is you succeeding in life while still believing that some things that are impossible.
Collins Li is a teacher and an author.
To get in touch, reach me through collinseggah@gmail.com
There are things in life that you would wish to have, quite a lot.
Human beings have been created to want things. Human beings will have wants that are both reachable and those that are out of their reach. Those that are out of their reach over time will be termed as desirables.
Owning a car is a desirable for most people. There are people that were born in well to do families and acquiring a car may not be a big deal to them. There are however others who grew up a normal life. A peaceful life in the village or middle class life in the city. Those that went to ordinary primary schools and attended ordinary secondary schools.
There exists a state of similarity immediately someone finishes secondary school education.
Most people especially boys will desire independence. They would want to break lose from family influence. They would want to make their own decisions and follow new adventures.
It does not matter whether someone comes from a well to do family or an ordinary family.
They'll all want to do new things, have more control on their life and just do things that will elicit a different vibe.
Owning a car is a dream and an aspiration that should be put in place this early. You can actually own a car almost immediately or as soon as you wish to.
You may have the car on loan, buy it on cash or upgrade one that lies idle within your environment.
The best alternative is buying one of your own with cash. This is however the most difficult way of acquiring a car. You have to work out yourself. You need money, lots of it. You can't be young and have money at the same time. Unless under special circumstances, which rarely occur anyway. There is no shortcut to life. You have to work hard to earn money. As much as you'll be working smart as some will argue, you'll still need time, resources, planning and a flawless, effective execution of set plans to have money.
Then you can buy a car.
You will be willing to work hard, correct. But there are conditions attached to your working hard. At 18 years, you're most likely to get an employment that earns you not more than ksh 15000/- per month. Assuming you broke lose from your family, your monthly expenditure will take half of your earnings.
In a nutshell, you can't buy a car with such a salary. You can only service a loan that will lead you to owning a car which will take an extremely long time, frustrate you and lastly throw you into a state of disarray and hopelessness.
So how shall we own cars?
Patience.
We need patience. Absolute patience. Patience to go through higher learning, technical or vocational training to earn skills which will enable us to earn sufficient income.
From the sufficient income earned after a 2-4 year education term followed by another 2-3 years of work experience, you'll be able to launch an investment or an enterprise that will propel you to buying your own car.
Remember, I haven't mentioned you buying a car from your salary, no. You'll buy it from a long-term investment or business that will give a sufficient cumulative profit.
If not, your financial reports will enable you secure a friendly loan and acquire a car.
We to take care of all the parties. There are those that will term secondary education as sufficient education.
They'll get some casha and begin an enterprise. The concentration accorded to such a kind of enterprise will be directly proportional to the effort accorded to a 2-3 year long education.
So by the time, you graduate out of college, who ever begun an investment this early will be in position to buy a car.
Bottom line, everything is possible. The only thing that is impossible is you succeeding in life while still believing that some things that are impossible.
Collins Li is a teacher and an author.
To get in touch, reach me through collinseggah@gmail.com
